Personal > Student Services



LINQ Disclosures


Are you under 30 years old? 

If you answered YES, say hello to a $30 match from the bank when you open your LINQ account!* 

* Account must have at least a $30.00 initial deposit in order to qualify for $30.00 match

LINQ Account Holders will enjoy these unique account features:

  • No Monthly Service Charge
  • 24 Free Debit Card Design Choices OR $5 Personalized Card - Use your own photo!
  • E-Statements
  • Free Mobile Banking*
  • Free Mobile Deposit*
  • Free Apple Watch App*
  • Automatic ATM Refunds - Up to $25 per month!




YOU CAN GET ANOTHER $30 FROM THE BANK!  Choose 1 of 2 ways: 

1. Direct Deposit - If you have a job and direct deposit your paycheck into your LINQ account, we will give you $30 more!  

2. EZ Allowance - If you have a parent sign-up to deposit your allowance, lunch     money, spending money, etc. from their account (even from another bank) into your LINQ account automatically each month, we will give you $30    more when the completed form is returned!


Click the below link to sign-up ONLINE!

online account opening



*Carrier charges may apply. 



 online sign-up


Qup your savings account with every transaction! The Qup savings account isn't your traditional savings account; it forces you to save on a daily basis without any additional effort. When you connect your Quail Creek Bank checking account to a Qup savings account, each transaction will be rounded up to the next dollar and the remaining change will be transferred into your Qup savings account. It's a quick and easy way to save for the future, even when you're on the go.





$1.69 Coffee
+ .31 Qup to Savings
$2.00 Total

Fees and charges may affect earnings.

If Qup Savings is not your cup of tea, we offer a traditional savings account! Either way, you can earn interest on your savings! Interest is compounded daily at our current interest rate and paid monthly!



online sign-up

Quail Creek Bank is aware of how important it is to expose and teach teens how to be financially responsible before they enter the worlds of college and careers. In 2012, Quail Creek Bank and The Lampo Group, company of New York Times bestselling author and nationally syndicated radio talk show host Dave Ramsey, formed an alliance in which Quail Creek Bank will sponsor Dave Ramsey's personal finance curriculum in high schools throughout the Oklahoma City Area.  This year, the schools include:

  • ASTEC Charter Middle High School
  • Bishop McGuinness Catholic High School
  • Classen School of Advanced Studies
  • Crossings Christian School
  • Deer Creek High School
  • Destiny Christian School
  • Dove Science Academy
  • Harding Charter Preparatory High School
  • Harding Fine Arts Academy
  • Independence Middle School
  • John Marshall Middle High School
  • Millwood High School
  • Mount St. Mary Catholic High School
  • Mustang Middle School
  • Mustang North Middle School
  • Oklahoma Christian Academy
  • Oklahoma Christian School
  • Piedmont High School
  • Putnam City High School
  • Putnam City North High School
  • Santa Fe South Charter High School
  • Seeworth Academy
  • Trinity School

In 2007, the Oklahoma Legislature mandated fourteen areas of instruction through the Passport to Financial Literacy Act of 2007 (70 O.S. § 11-103.6h). To this end, the Oklahoma Priority Academic Student Skills (PASS) for Personal Financial Literacy, Grades 7–12, was designed to provide students with the basic skills and knowledge needed to effectively manage their personal finances. Successful money management is a disciplined behavior and much easier when learned earlier in life.


Ramsey developed Foundations in Personal Finance to teach students sound financial principles so they can avoid financial difficulties as they become adults. The lessons are taught in an entertaining, passionate, and easy-to-understand style to help students learn the financial lessons their parents have learned the hard way. Each interactive lesson is taught by Ramsey through age-specific questions. The curriculum is aligned with Oklahoma’s state standards with an emphasis on 21st Century Learning Skills like critical thinking, analyzing information, problem solving, and applying knowledge to new situations. Foundations in Personal Finance is being taught in more than 10,000 schools and educational institutions.


Doug Fuller, president of Quail Creek Bank said “We are extremely excited about being the exclusive sponsor for the Oklahoma City area. It is a perfect fit with our mission to be a leader in banking technology and providing financial services and education to the next generation of Oklahomans. Today’s young adults access their banking needs much differently than their parents or grandparents. As a strong supporter of our community we want to help them make good and informed decisions for their financial future.”


The Bank's sponsorship is enabling teachers to reach many students who are able to gain the valuable lessons from Dave's course at no charge to the school or to the students themselves.

Dave Ramsey's course, Foundations in Personal Finance, allows high school educators to teach their students about the importance of their financial future. Through a DVD lecture course, accompanying workbook, and online content, students are taught the value of saving and spending to guide them down the path of financial peace. Educators can enjoy the easy to use, turn-key resource that provides them with lesson plans, tests, activities, and other supplemental material. They don't have to worry about lesson planning--Dave has done all of that for them!


In conjunction with the sponsorship, Quail Creek Bank is offering a free student checking account called Intelligent Checking, or IQ Checking.  This account features free mobile deposit, free mobile banking, free online banking, free text alerts, a free mobile app, a $5 personalized debit card, and refunded ATM charges up to $10 a month.  The student account also includes Match Money where they will match up to $25 of the initial deposit.  The student also has potential to earn $25 more if the parent signs up for EZ Allowance, which is an automatic deposit of their monthly allowance from the parent’s account to the student’s account even if the parent’s account is at another bank.  Even more features to the account include an optional savings account that will round up debit card purchases to the nearest dollar and automatically transfer the difference from the checking into the savings account.  The best part is that neither the parent nor the student ever has to step foot in the bank; you can get more information and open an account online at www.quailcreekbank.com.

About Dave Ramsey

America’s trusted voice on money and business, Dave Ramsey is a personal money-management expert and extremely popular national radio personality. Four of his New York Times best-selling books –Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership – have sold more than 7 million copies combined.


In 1992, Ramsey founded The Lampo Group, Inc. to provide financial counseling, through various means, to anyone who wants to better understand the principles of proper money management. Twenty years later, the company has grown from a card table in his living room to more than 300 team members and has been voted one of the Best Places to Work in Nashville five times in a row. He runs a multi-million dollar company with a nationally recognized brand, but he defines success by the number of lives changed through his message of hope.


Ramsey offers that life-changing message as host of a nationally syndicated radio program, “The Dave Ramsey Show,” which is heard by 5 million listeners each week on more than 500 radio stations as well as The Dave Ramsey Channel on iHeartRadio. More than 1.5 million families have attended FPU classes at their workplace, church, military base, local nonprofit organization, community group or Spanish speaking organization.


Dave Ramsey      Dave Ramsey Software

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