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  • Checking Accounts

    Q Account

    Minimum Balance to Earn APY Interest Rate Annual Percentage Yield
    $1,000 to $9,999.99 0.10% 0.10%
    $10,000.00 and over 0.10% 0.10%

    Q Classic

    Minimum Balance to Earn APY Interest Rate Annual Percentage Yield
    $1,000.00 to $9,999.99 0.10% 0.10%
    $10,000.00 and over 0.10% 0.10%

  • The interest rate and annual percentage yield (APY) may change after account opening. Fees could reduce the earnings on the account. Minimum balance is based on the daily balance; the amount of the principal in the account each day. Interest rates and annual percentage yields are current as of 09-01-2012.

  • Savings

    Personal Savings

    Minimum Balance to Earn APY Interest Rate Annual Percentage Yield
    $100.00 0.20% 0.20%

    Hi - Yield Advantage

    Minimum Balance to Earn APY Interest Rate Annual Percentage Yield
    $5,000.00 to $24,999.99 0.20% 0.20%
    $25,000.00 to $99,999.99 0.25% 0.25%
    $100,000.00 to $249,999.99 0.30% 0.30%
    $250,000 to $499,999.99 0.40% 0.40%
    $500,000 and over 0.45% 0.45%

  • The interest rate and annual percentage yield may change after account opening. Minimum balance is based on the daily balance; the amount of the principal in the account each day. Fees could reduce the earnings on the account. Interest rates and annual percentage yields are current as of 09-01-2012.

  • Cash Management

    Health Savings Account

    Minimum Balance to Earn APY Interest Rate Annual Percentage Yield
    $0.01 to $2,500.00 0.25% 0.25%
    $2,501.00 to $10,000 0.45% 0.45%
    $10,001 and over 0.60% 0.60%

  • The interest rate and annual percentage yield (APY) may change after account opening. Fees could reduce the earnings on the account. Interest rates and annual percentage yields are current as of 09-01-2012.

  • Business

    Business Savings

    Minimum Balance to Earn APY Interest Rate Annual Percentage Yield
    $100.00** 0.20% 0.20%

  • *The interest rate and annual percentage yield may change after account opening. Minimum balance is based on daily balance; the amount of the principal in the account each day. Fees could reduce the earnings on the account. Interest rates and annual percentage yields are current as of 09-01-2012.

  • Certificates of Deposit

    CDs

    CD Term Minimum Balance to Earn APY Interest Rate Annual Percentage Yield
    7-31 day* $2500.00 - $9,999.99 0.20% 0.20%
    7-31 day* $10,000.00 - $49,999.99 0.20% 0.20%
    7-31 day* $50,000.00 and over 0.20% 0.20%
    32-89 day* $2,500.00 - $9,999.99 0.25% 0.25%
    32-89 day* $10,000.00 - $49,999.99 0.25% 0.25%
    32-89 day* $50,000.00 and over 0.25% 0.25%
    90-179 day* $2,500.00 - $9,999.99 0.25% 0.25%
    90-179 day* $10,000.00 - $49,999.99 0.30% 0.30%
    90-179 day* $50,000 and over 0.25% 0.25%
    180-364 day* $2,500.00 - $9,999.99 0.25% 0.25%
    180-364 day* $10,000.00 - $49,999.99 0.25% 0.25%
    180-364 day* $50,000.00 and over 0.25% 0.25%
    1 year* $2,500.00 - $9,999.99 0.35% 0.35%
    1 year* $10,000.00 - $49,999.99 0.35% 0.35%
    1 year* $50,000.00 and over 0.35% 0.35%
    18 months or more $2,500.00 - $9,999.99 0.50% 0.50%
    18 months or more $10,000.00 - $49,999.99 0.50% 0.50%
    18 months or more $50,000.00 and over 0.50% 0.50%
    2 years* $2,500.00 0.50% 0.50%
    18 month IRA $2,500.00 0.50% 0.50%

  • *A penalty may be imposed for early withdrawal. ** Daily balance. The amount of the principal in the account each day. Note: The interest rate and annual percentage yield are variable and may change at any time after the account is open. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 09-01-2012.

  • Auto Loans

    Auto Loans

    Year Model Term of loan Interest Rate Annual Percentage Rate
    New: 2013-2014 60 months 2.74% 3.11%
    New: 2013-2014 48 months 2.49% 2.94%
    New: 2013-2014 Up to 36 months 2.49% 3.09%
    Used: 2012-2013 Up to 60 months 2.99% 3.36%
    Used: 2010-2011 Up to 48 months 2.74% 3.20%
    Used: 2008-2009 Up to 36 months 2.49% 3.09%
    Used: 2007 and older models Up to 24 months 2.49% 3.09%

  • ALL rates quoted above are available on loans set on auto-debit from a Quail Creek Bank account with regular deposits made or an established Quail Creek Bank account open for 6 months. Add 1.00% to all rates above on loans without auto debit from a Quail Creek Bank account. APR (Annual Percentage Rate) calculations are based on: Each consumer loan has a $75.00 loan fee and a $16.50 V.S.I. (Vendors Single Insurance) fee, which are considered finance charges and are reflected in the APR rates shown. Debt/Income Guideline 38-42% of gross income to total debt. Loan-To-Value Guideline We will loan up to 100% of Purchase Price on New Cars. We will loan up to NADA Clean Trade-In Value on Used Cars. Interest rates and annual percentage rates are current as of 08-01-2013.

  • Recreational Vehicles

    Boats & RVs

    Year Model Term of loan Interest Rate Annual Percentage Rate
    New: 2013-2014 84 months ($15,000 minimum) 7.99% 8.18%
    2013-2014 72 months ($10,000 minimum) 7.99% 8.32%
    2013-2014 60 months or less 5.49% 5.87%
    Used Boats to 2007 48 months or less 5.49% 5.96%

    Jet Skis

    Year Model Term of loan Interest Rate Annual Percentage Rate
    New 2014 48 months 6.99% 7.46%
    Used: 2010-2013 36 months 5.99% 6.60%
    Used 2007-2009 24 months 4.74% 5.64%

  • ALL rates quoted above are available on loans set on auto-debit from a Quail Creek Bank account with regular deposits made or an established Quail Creek Bank account open for 6 months. Add 1.00% to all rates above on loans without auto debit from a Quail Creek Bank account. APR - Each consumer loan has a $75.00 loan fee and a $16.50 V.S.I. (Vendors Single Insurance) fee, which are considered finance charges and are reflected in the APR rates shown. Quail Creek Bank will loan up to 100% of Purchase Price on New Boats. No other add-ins financed, (special equipment, skis, life vests, tubes, etc.) Interest rates and annual percentage rates are current as of 08-01-2013.